For homeowners in Scotia, NY, who have never purchased homeowners’ insurance, understanding what questions to ask when researching can be quite confusing. Discussing your policy options with our agents at Rowledge & Falvo Insurance Agency will help clear up any confusion.<\/p>\n
Navigating through all that buying a homeowners’ insurance policy offers comes with a lot of questions that help narrow down what type of coverage is needed for your new home. You’ll want to determine the type of policy you need.<\/p>\n
What are the policy’s coverage limits?<\/p>\n
Due to the home’s location, does the policy cover events that damage the home, such as inclement weather, which includes hurricanes, tornadoes, and earthquakes, which require a separate policy and\/or additional coverage?<\/p>\n
Is flood insurance required?<\/p>\n
Is water damage due to a broken pipe, broken water heater, sewer backup, or faulty sump pump included?<\/p>\n
Are any discounts available, such as the installation of a security system, smoke detectors, or storm shutters?<\/p>\n
Can you bundle homeowners and auto insurance to lessen the cost of the premium?<\/p>\n
On your property, are there any features that could be considered a liability? This includes swimming pools (above or below ground), a trampoline, a swing set, for example.<\/p>\n
Should you also include umbrella insurance coverage in case of a situation that could exceed your policy’s limits?<\/p>\n
Does the homeowners’ policy insure your home for its replacement cost or for its current value?<\/p>\n
Scotia residents who have bought their first home can rely on us at Rowledge & Falvo Insurance Agency to guide them through these questions, and more, so they can enjoy peace of mind knowing they have the answers and the policy they need.<\/p>\n","protected":false},"excerpt":{"rendered":"
For homeowners in Scotia, NY, who have never purchased homeowners’ insurance, understanding what questions to ask when researching can be quite confusing. Discussing your policy options with our agents at Rowledge & Falvo Insurance Agency will help clear up any confusion. What To Ask About Homeowners’ Insurance Navigating through all that buying a homeowners’ insurance […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[22,14,13],"class_list":["post-49","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-homeowners-insurance","tag-rowledge-falvo-insurance-agency","tag-scotia-ny"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.rowledge.com\/blog\/wp-json\/wp\/v2\/posts\/49","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rowledge.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rowledge.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rowledge.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rowledge.com\/blog\/wp-json\/wp\/v2\/comments?post=49"}],"version-history":[{"count":1,"href":"https:\/\/www.rowledge.com\/blog\/wp-json\/wp\/v2\/posts\/49\/revisions"}],"predecessor-version":[{"id":50,"href":"https:\/\/www.rowledge.com\/blog\/wp-json\/wp\/v2\/posts\/49\/revisions\/50"}],"wp:attachment":[{"href":"https:\/\/www.rowledge.com\/blog\/wp-json\/wp\/v2\/media?parent=49"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rowledge.com\/blog\/wp-json\/wp\/v2\/categories?post=49"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rowledge.com\/blog\/wp-json\/wp\/v2\/tags?post=49"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}