Boat/Watercraft Insurance in New York

What does a motorboat, jet ski, or yacht have in common? They are all pleasure crafts. But let's face it, as pleasurable as they are, owning one comes with risks. That's where Rowledge & Falvo Insurance Agency in Scotia, NY comes in. As experts in boat/watercraft Insurance, our mission is to protect your maritime journeys and adventures in New York, allowing you to navigate the waters with peace of mind.

Watercraft Insurance Specialists

For water enthusiasts, a boat or a watercraft isn't just one of your many assets but a cherished part of your lifestyle. That's why our dedicated team of insurance pros is committed to providing the coverage you need to safeguard your waterborne escape. Whether cruising the lakes or sailing the open seas, Rowledge & Falvo Insurance Agency understands the thrill of the maritime world, which is why our watercraft insurance policies include the following:

  • Property liability coverage: : To cater for the damages your vessel, whether a jet ski or yacht, may cause to another boat, marina, or dock.
  • Bodily liability coverage: To cover the medical and legal expenses that may arise when you or your boat cause physical harm to someone on your boat or another vessel.
  • Uninsured boater coverage: To ensure you and your passengers are protected if involved in an accident with an uninsured or underinsured watercraft.
  • Medical payments: To cater for your medical bills and expenses if you are injured in a watercraft accident.
  • Fuel spill coverage: To pay for cleanup costs after a fuel spill involving your boat.
  • Comprehensive and Collision coverage: To cover the costs of boat repairs or replacement when risk events outside your control occur. These events may range from fire and theft to vandalism. The collision part of our boat insurance policy indemnifies you after collision accidents involving other watercraft or stationary objects such as marina docks or buoys occur.

Get Your Watercraft Insurance, and Set Sail with Confidence

Ready to embark on your next water adventure? Trust the experts who understand your love for the water to cover you all the way. Contact Rowledge & Falvo Insurance Agency today to discuss your Boat/Watercraft Insurance needs in Scotia, NY.