Running a business from home offers numerous advantages, including avoiding the challenges typically faced by businesses with brick-and-mortar locations. However, this can lead some home-based business owners to believe they don’t need the same protections as traditional businesses, like commercial insurance. While your business may seem less risky, commercial insurance can provide significant benefits. Here’s how commercial insurance protects at-home businesses like yours and how Rowledge & Falvo Insurance Agency in Scotia, NY can help you find the coverage you need to keep your business running smoothly.
Why Does My At-Home Business Need Commercial Insurance?
Even though your business operates from home, you still face many of the same risks as traditional business owners. For example:
- If someone visits your property for business purposes and slips and falls, you could face a lawsuit. This liability could extend to your business activities.
- Product Issues: If one of your products is faulty and causes injuries, you could be sued by affected customers, potentially jeopardizing your business.
- Cybersecurity Risks: If your computer is hacked, you could lose valuable information, property, and sensitive customer data.
Whether it’s slip-and-fall accidents, cyberattacks, or product liability, commercial insurance provides the coverage your at-home business needs to operate safely. Even as a home-based business, having commercial insurance allows you to work with confidence, knowing you’re protected against unexpected challenges.
Keep Your Business Safe with Rowledge & Falvo Insurance Agency
At Rowledge & Falvo Insurance Agency in Scotia, NY, we specialize in helping at-home businesses find the right commercial insurance to protect against damage or lawsuits. Get started today by comparing quotes with us!
